You may have avoided credit cards in fear of spending beyond your means, because you haven’t needed one or a history of late payments long ago. Either way having a good basic card active on your report is a good way to build up your credit.
Leia maisWhen you are looking at ways to improve your credit score you may look at your cards and think cutting them down is the best way to go. But how many credit cards should you really have?
Leia maisLife is busy; we all can't be on top of everything all the time. Making on-time payments on your debts are crucial to maintaining a good credit score so how can you make sure you never forget a payment again?
Leia maisQualquer pessoa que esteja procurando reconstruir seu crédito provavelmente está tentando usar seus cartões de crédito com a menor frequência possível. Enquanto pagar em dinheiro é uma ótima maneira de manter seus gastos em cheque, há alguns encargos que são muito mais seguros no seu cartão.
Leia maisThe first step to building up your credit score is to know as much information you can about your credit history and behavior. Checking your credit report is the first step to truly understanding where you have to improve.
Leia maisSummer can be a brutal time of the year - the sun is shining and the temperatures are always climbing. Keeping cool can be hard but it doesn't have to be so hard on your wallet.
Leia maisO verão pode parecer que acabou de começar, mas isso não significa nada para os varejistas que estão de volta ao estoque escolar. Com as inevitáveis despesas à espreita, como é que se consegue passar esta época sem gastar uma fortuna?
Leia maisBuilding up and maintaining good credit can be complicated. Carrying a balance on one or all of your cards is almost inevitable but is it always a bad thing?
Leia maisO roubo do cartão de crédito é algo que não discrimina. Mas o que você pode fazer para evitar as áreas mais comuns de roubo?
Leia maisIf you are hitting the road this summer and exploring a different country there are a few things you need to take into account before you leave to avoid vacation ruining financial disasters.
Leia maisIf you are used to paying the monthly minimums on all of your cards having extra cash or an increase in income is a wonderful thing. But which of your debts should you focus on paying down first?
Leia maisQuando você finalmente está considerando comprar sua própria casa, há muito que você precisa fazer para entender suas finanças para que você possa conseguir uma hipoteca que funcione para sua vida. Um desses números-chave é o seu rácio de endividamento em relação ao rendimento.
Leia maisSummer is the time when pretty much everyone has a bit of wanderlust. But if you're on a budget right now or saving for a new home you may not think you have the cash for a trip this season. The truth is you can travel and have a great vacation while sticking to your budget...
Summertime is getting close! This year take a few steps to save and manage your money better so you can have fun without the huge spend.
If you've been looking to improve your credit you are probably familiar with many terms that affect your credit score - one being a hard inquiry. What exactly is a hard inquiry and what does it mean for your credit?
Leia maisEm 2015, os EUA juntaram-se à Europa e a grande parte do mundo na utilização da tecnologia EMV em cartões de crédito e débito. Mas por que exatamente nós adicionamos esses pequenos chips de computador aos nossos cartões?
Leia maisPossuir a sua própria casa é uma grande parte do sonho americano. Quando você está pronto para dar o mergulho, há alguns passos no início que podem determinar onde você pode acabar.
Leia maisIf your wallet is stuffed or you've finally paid off that troublesome balance canceling a credit card can seem like the smart thing to do. But is it really the best idea for your credit?
Leia maisNot everyone gets money back from the government during tax season. For those who have to pay up there's one thing you definitely shouldn't do - pay with a credit card.
Leia maisDealing with a low credit score is a reality for millions of Americans. And while there are many pieces that go into building your score there is one that holds the most weight - making on-time payments.
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