Your credit score is a single number that can make or break the quality of your life—from renting an apartment and qualifying for a mortgage to getting approved (or denied) for a new job and finding attractive home and auto insurance rates.
Therefore, it's important to know what factors go into that three-digit number, how you can improve your credit score, and what you can do to protect it.
Leia maisYour credit report may not seem very important, but in reality, it can impact your finances and even your career prospects. Whether you're applying for a loan or searching for your next job, there are many situations where a positive credit history can help you get ahead of the competition. Adverse credit history can make it challenging to get approved anywhere from renting an apartment to buying your next car or even landing an internship – and the effects can last long after the adverse events. So, how can you keep your credit report up to date??
Leia maisCredit scores are three numbers that can have a big impact on any financial decision you make. But what is considered a good score?
You have just got home from a store and when you look in your wallet your credit card is gone. What do you do next?
Leia maisIf you have a credit card you know that there can be a fee on just about anything. What are some of the most common credit card fees and how can you avoid them?
Leia maisAt one time each and every one of us had little to no credit. So if you are in that position now, how can you take steps to build up your credit in a positive way?
Paying off an account or getting rid of a bill is an amazing feeling. If you have the cash right now and are looking to get rid of your car payment it may seem like a no-brainer to pay off the loan immediately – but should you?
Leia maisMaking the decision to purchase a new home is exciting but with that decision comes the financial pressure to save up for a down payment. How can you save more money? How much do you need to put down?
Everyone is a target for financial scammers these days but the elderly are especially vulnerable. Scammers often target the least tech savvy and most trusting. With so many lines of communication available, how can you help your elderly relatives stay safe from financial scams?
Do you have a good understanding of your finances? One way you can learn more about your own financial history is to get familiar with your credit report.
Leia maisWinter is here and so are inflated heating and electrical bills! How can you make some changes to your home to save a little more cash this winter?
Leia maisOne of the biggest factors in determining your credit score is your payment history. Even one late payment can negatively affect your credit score. So in this busy world how can you make it easier to remember to make your payments on-time?
Leia maisIf you have attended college in the past couple of decades chances are you have some kind of student loan debt. Some people walk away with only a few thousand dollars of debt while others graduate with hundreds of thousands of dollars of debt. Regardless of the total amount you owe, how do student loans affect your credit going forward?
Leia maisThe new year is the perfect time to get your finances on the right track! While you are making your resolutions for 2022 be sure to add in a few that will help you meet your financial goals.
When you are working on your finances there are a number of terms you will see everywhere. One of these terms is ‘available balance.’
Leia maisOne of the easiest ways to learn about your financial history is to take a look at your credit report.
Leia maisThere is no better feeling than finally paying off a credit card. With the balance now at zero you may be tempted to close the account entirely -- but should you?
Leia maisTis the season for spending! If you have trouble getting through the holiday season without debt you are not alone. This year let’s shop smarter so we can have a great start to the new year.
Leia maisDo you have an emergency fund? If not, it's time to get one started! While you are not required to have one, an emergency fund is always a good idea regardless of how well-off you are.
The season for giving is also the season for scamming. How can you make sure you don’t fall victim to any common scams this holiday season?
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