Credit scores are three numbers that can have a big impact on any financial decision you make. But what is considered a good score?
Do you have a good understanding of your finances? One way you can learn more about your own financial history is to get familiar with your credit report.
Leia mais
One of the biggest factors in determining your credit score is your payment history. Even one late payment can negatively affect your credit score. So in this busy world how can you make it easier to remember to make your payments on-time?
Leia mais
One of the easiest ways to learn about your financial history is to take a look at your credit report.
Leia mais
There is no better feeling than finally paying off a credit card. With the balance now at zero you may be tempted to close the account entirely -- but should you?
Leia mais
When you are reviewing your credit report what happens if you find something incorrect? You can file a dispute directly with the creditor or your can write something called a 609 dispute letter.
Leia mais
The goal of all debt is to pay it off and be done with it. But did you know that paying off a loan or credit card can actually hurt your credit score?
Leia mais
Whenever you do anything with your credit some sort of record is formed. One of these records is called a hard inquiry.
Leia mais
While many people are looking for help fixing their credit there are also those out there looking to build credit from nothing. If you have no credit or very little credit history, how do you get started building it up?
Leia mais
Of the many things that make up your credit report and credit score, late payments play a big part. If you are trying to rehabilitate your credit and get past some late payments, how long do you have to wait until they disappear from your report?
Leia mais
Your credit score and credit report are snapshots of your overall financial activity and financial health. Every payment you make, every credit card you apply for and every loan you have taken out are reflected there. So with that in mind, how can you improve your score?
Leia mais
Unless you are using all cash you will need to get approved for a car loan and make payments over a number of years. But getting approved for a loan is not always a cut and dry process, especially if your credit isn’t perfect.
Leia mais
Every time you open a credit card or have your credit queried you receive a ‘credit inquiry.’ These record requests aren’t always benign and can add up to do damage to your credit score. So how many does it take to start to hurt your score?
Leia mais
Your credit score may feel like an enigma but it is made up of a few major components that are pretty easy to understand. One of these things is your credit utilization.
Leia mais
When you think about credit you probably think about credit cards. One of the most common questions people ask is how many credit cards should one person have? The answer is a little complicated.
Leia mais
Taking charge of your credit starts with first understanding it. So how do you get started staying on top of your credit?
Leia mais
O crédito ruim pode te surpreender. Você pode pensar que um pagamento atrasado aqui - e não é grande coisa, mas pequenas coisas podem se acumular rapidamente e podem ser difíceis de reverter. Aqui estão cinco coisas comuns que podem matar a sua pontuação de crédito...
Leia mais
Credit scores are fickle things. You would think the less debt you have the better but that can often be the opposite of true. So how can you have more loans but better credit?
Leia mais
The first step to getting a hold on your finances is understanding all the key terms associated with borrowing, loans, credit and debt. Even the simplest terms deserve a little more attention when it comes to understanding your finances.
Leia mais
Se você tem um cartão de crédito, você provavelmente tem algum tipo de monitoramento mensal de pontuação de crédito no painel de controle da sua conta online. O número provavelmente não muda muito, mas às vezes muda - muito. Como você descobre porque o número mudou?
Leia mais