Quando você finalmente está considerando comprar sua própria casa, há muito que você precisa fazer para entender suas finanças para que você possa conseguir uma hipoteca que funcione para sua vida. Um desses números-chave é o seu rácio de endividamento em relação ao rendimento.
Leia maisSummer is the time when pretty much everyone has a bit of wanderlust. But if you're on a budget right now or saving for a new home you may not think you have the cash for a trip this season. The truth is you can travel and have a great vacation while sticking to your budget...
Summertime is getting close! This year take a few steps to save and manage your money better so you can have fun without the huge spend.
If you've been looking to improve your credit you are probably familiar with many terms that affect your credit score - one being a hard inquiry. What exactly is a hard inquiry and what does it mean for your credit?
Leia maisEm 2015, os EUA juntaram-se à Europa e a grande parte do mundo na utilização da tecnologia EMV em cartões de crédito e débito. Mas por que exatamente nós adicionamos esses pequenos chips de computador aos nossos cartões?
Leia maisPossuir a sua própria casa é uma grande parte do sonho americano. Quando você está pronto para dar o mergulho, há alguns passos no início que podem determinar onde você pode acabar.
Leia maisIf your wallet is stuffed or you've finally paid off that troublesome balance canceling a credit card can seem like the smart thing to do. But is it really the best idea for your credit?
Leia maisNot everyone gets money back from the government during tax season. For those who have to pay up there's one thing you definitely shouldn't do - pay with a credit card.
Leia maisDealing with a low credit score is a reality for millions of Americans. And while there are many pieces that go into building your score there is one that holds the most weight - making on-time payments.
Leia maisIt has an enormous impact on your credit score but how much do you know about your credit utilization ratio?
Leia maisEstamos numa renascença televisiva - e o preço para participar nunca foi tão alto. Como você ainda pode conseguir tudo o que quer sem pagar o preço elevado?
Leia maisSaving money is tough but sometimes you don't have to completely eliminate things that make you happy to put some money in the bank.
Leia maisAinda está pensando em congelar o seu crédito após a quebra do Equifax no ano passado? Bem, agora tens outra oportunidade para o fazeres sem pagar nada.
Leia maisWe've all been at the checkout at our favorite store when the cashier asks if we would like to save additional money by opening a credit card with that store. What should you do?
Leia maisThey may look the same but the way a debit card functions is a great deal different from its credit counterpart.
Leia maisHá algumas despesas que não pode evitar - mas isso não significa que não as possa baixar.
Leia maisAre you looking to change how much you spend in 2018? It may be simpler than you think.
Leia maisIf your New Year's resolution is to get yourself in financial shape adding more to your debt is the last thing you are looking to do. But once you pay down those cards how can you avoid paying interest in the future?
Leia maisAre you struggling to make a real dent in your credit card balances? According to recent data you are not alone.
Leia maisOne of the more confusing and frustrating parts of having a credit card is the interest rate. How can you get a lower one? How does it actually work?
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