When you have decided to tackle your damaged credit it may seem like an insurmountable feat, after all it took years of damage to get to that point. But even the worst credit isn’t a lost cause, you can always recover your credit to a point.
Leia maisIdentity theft is one of the most stressful things that can happen to someone. Any kind of financial fraud can leave you buried under a web of confusing paperwork and legal issues, but if you act quickly you can cut it off before it gets too out of control.
Leia maisIf you have a credit card you are very familiar with your credit card bill. Every month you pay at least the minimum payment due and go on your merry way. But what do all the other terms on your bill mean?
Leia maisOne of the best ways to build up your financial portfolio is to start investing. Investing can mean having a 401(k), an IRA or getting involved in the stock market. Whichever you choose, there are a few practices and habits you will want to avoid if you want a successful return.
Leia maisEvery time you open a credit card or have your credit queried you receive a ‘credit inquiry.’ These record requests aren’t always benign and can add up to do damage to your credit score. So how many does it take to start to hurt your score?
Leia maisDebt is a part of life but many of us have gotten too comfortable with high balances and maxed out credit cards. Getting out of oppressive debt is a lifestyle change for sure, but it is something achievable with the right mindset and the right expectations.
Leia maisCredit card companies love to tout the perks that come with their cards to get you to open one with their company. But these perks are often just a sales gimmick and not something you should be basing your decision on.
Leia maisYour credit score may feel like an enigma but it is made up of a few major components that are pretty easy to understand. One of these things is your credit utilization.
Leia maisOne of the most important things you can do to take control of your finances is to create and stick to a budget. But there are some times in life when you have to revisit and make changes to that budget.
Leia maisHow organized are your finances? If you were to find yourself in a tricky situation and needed to find a document would you be able to locate it quickly?
Leia maisDo you have a savings account? There is no shame in saying no and it is not too late to start one! A savings account is an important part in good financial habits and an easy way to keep your money organized.
Leia maisAt this point it seems like most of us will be making payments on some kind of student loan for the next few decades. So what, if anything, can you do to make the payment process faster or easier?
Leia maisIf the pandemic taught us anything it’s that the world can change in a heartbeat. One of the most important places we can bring that lesson is into our finances and our emergency savings.
Leia maisIf you are looking to open a new credit card you never have to look very far - you probably have a few applications in your mailbox right now. But when you are looking for a new card what kind of things should you look for?
Leia maisIf you’ve ever taken out a loan or have had a child or relative take out a loan you’ve probably heard the term “guarantor.” But what exactly is a guarantor on a loan?
Leia maisWhen you think about credit you probably think about credit cards. One of the most common questions people ask is how many credit cards should one person have? The answer is a little complicated.
Leia maisWe’ve all been cooped up for over a year so summer 2021 has everyone thinking one thing - vacation! Even with the enthusiasm that comes with life opening back up you will still want to stay on budget as you hit the beach.
Leia maisFinancial scams are all too common these days and unfortunately fraudsters tend to target the most vulnerable among us -- the elderly. So how can you make sure your elderly friends and relatives don’t get taken advantage of?
Leia maisTaking charge of your credit starts with first understanding it. So how do you get started staying on top of your credit?
Leia maisCredit scores are fickle things. You would think the less debt you have the better but that can often be the opposite of true. So how can you have more loans but better credit?
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